Best Credit Cards Today October 2, 2022 November 6, 2022 Ronald James
Prime Trust


Prime Trust Use of plastic money has increased exponentially. This has partly to do with the ease that credit cards provide to the users. People are not required to carry cash in their wallets, and on top of that they can buy things even when they do not have sufficient funds in the bank accounts linked with these credit cards as card companies give a month or so to repay the money without interest. There is an avalanche of credit card companies with attractive offers and this makes it confusing for a common man as he starts his search for the best credit cards. This article is intended as a guide for people listing the features and pros and cons of the top ten credit cards.

Different people have different requirements when they are shopping for credit cards. Some are looking for balance of transfer cards to have a card that charges lower rates. For those who are buying new, first priority if for cards with the lowest interest rates. Some people are always on the lookout for cash back cards, which are in effect discounts on purchases. Then there are cards that offer rewards to users on shopping. These rewards can be anything like frequent flyer miles or discount on hotels. For those who are flying most of the time, the best credit cards are those that offer discounts on airfares. Hence it is apparent that for different people, the best credit cards often depend upon their needs and requirements.

CITGO MasterCard

With gas prices soaring, if saving on gas is your priority, this is the card for you. During introductory period, there is a 10% discount on gas, and afterwards the rebate is 5%.

Elite Rewards World MasterCard

It has no annual fee with 0% APR on all balance transfers for a periods of 12 months. It offers significant reward points on purchases.

Capital One Platinum Prestige Card

It offers excellent credit with low APR’s on balance transfers. Reward system is also simple.

Bank of America World Points Card

It offers attractive rewards which you can redeem on travel, merchandise or even cash if you like. It gives 0% interest rate for 12 months.

Capital One No Hassles Rewards Cards

It has a decent 13.9% per annum interest rate and offers 1.25 miles for every dllar spent.

Commerce Bank (NJ) Visa Card

This is an attractive card with interest rates from 2.5% to 8.99%. It levies no fees on balance of transfer. It has an excellent rewards program.

Discover Cash Bank Card

Its motto is cash back and makes you earn 5% cash back on expenditures on gas, restaurants and entertainment. If you shop online, these cash backs can go up to 20%. No annual fee and 0% APR for 12 months are other features of the card.

Citi Cash Returns Card

If you are looking for savings as well as cash back, this is a good card for you.

American Express Blue Card

Good card with no annual fee and 0% APR for 15 months.

Chase Freedom

It has everything from cash back to rewards to low interest rates.